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Kelly Community Federal Credit Union Rates

Kelly Community Federal Credit Union Rates

For more rates or to hear about our specials, call us at 903-597-7291 or visit us at any of our 3 locations.

Savings
Effective Date: Thursday, May 25th, 2017
Account TypeDividend RateAPY*Minimum Balance
Savings
Regular Savings 0.20% 0.200% $25.00
Checking
Basic Checking 0.10% 0.100% N/A
Money Market
Up to $9,999.99 0.25% 0.250% $2,500.00
$10,000 - $24,999.99 0.30% 0.300% $10,000.00
$25,000 - $74,999.99 0.35% 0.351% $25,000.00
over $75,000 0.40% 0.401% $75,000.00
Share Certificates
6 Month Certificate 0.47% 0.471% $1,000.00
12 Month Certificate 0.70% 0.702% $1,000.00
IRAs
IRA Savings 0.57% 0.572% N/A
12 Month IRA Cert. 0.70% 0.702% $1,000.00

Loans
Effective Date: Thursday, May 25th, 2017
Account TypeLoan TermAPR* As Low As
Vehicle Loans
New Vehicle Up to 60 Months 2.99%
Used Vehicle Up to 60 Months 3.99%
Recreational Vehicle Up to 60 Months 5.99%
Lifestyle Loans
Personal Up to 60 Months 9.00%
Line of Credit Payment 3% of Limit 9.00%
Credit Builder/Credit Repair Up to 24 Months 9.00%

Real Estate Loan
Effective Date: Thursday, May 25th, 2017
Mortgage LoansRates as Low asAPR
5/5 ARM 2.990% 3.094%
Home Equity (5/5 ARM) 3.490% 3.597%
30 Year Fixed 4.250% 4.403%

*APY is Annual Percentage Yield. Dividends are credited to your account and compounded monthly. All rates are variable, this means the dividend rate and annual percentage yield may change at any time. Fees or other conditions could reduce the earnings on the account.

*Annual Percentage Rate. Generally, an Origination Fee of 1.00% will be added to the loan (some exceptions may be made).

**Your actual rate and/or points may be different, as many factors go into providing you with a mortgage loan. Rates and points vary widely for loan amounts above $333,700. and/or for investment property loans. Each quote above represents a "lock-in" period of 30 days, meaning that if you applied for a loan today and choose to "lock-in", we will guarantee the rate and points for 30 days. Rate and/or points are subject to change at any time until you apply for a loan and "lock-in" a rate.

*The information provided assumes the purpose of the loan is a purchase or refinance of property, with a loan amount of $150,000 and an estimated property value of $187,500. The property is located in Tyler, Texas and is within Smith County. The property is an eixting single family jhome and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 40 days and the assumed credit score is 740.

For more rates call or visit us at any of our 3 locations!
903.597.7291  Map

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