Youth Checking 101

A TEEN-SIZED CHECKING ACCOUNT

Secure and free of fees for members ages 12-17.

Kids today expect everything to be quick, convenient, and easy. Checking 101 introduces your child to the financial world of debit cards and online banking – teaching them to be financially responsible.

Introduce your child to the financial world of debit cards and online banking with Checking 101.

  • No monthly maintenance fee
  • No finance charges
  • No transaction fee for purchases


Raise responsible children with the backing of a responsible financial institution.

We’ve been around for more than 50 years and we’re locally owned and operated, so everyone around Tyler knows we’re honest, reliable, and accountable.

We can sit down with you and your child and teach them how to make smart decisions with their new debit card and online banking account.

We also offer a variety of children’s accounts, including Student Checking, Youth Savings, and even a special share certificate account that’s designed specifically with kids in mind.

Parents can be reassured we have the best interest of your child in mind. Imagine the safety and security you will have helping your students learn about financial responsibility with our Card Control® app that allows you to turn your kids’ cards on or off, putting spending limits in place, track their spending and even sending them alerts every time the card is used.


How it works.

This account is only for children ages 12-17, and must be opened with a joint owner or guardian that is 18 years of age or older. Members who open a checking membership can also request a Debit Card.

It works just like a MasterCard® card, except transactions are deducted from your checking membership. Use it anywhere MasterCard® is accepted, even online or for mail orders. Your debit card can also be used as an ATM card. Kelly Community members get free world-wide ATM access at any ATM bearing the MoneyPass logo or the Pulse logo.

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