Privacy Policy
KELLY COMMUNITY PRIVACY POLICY
All financial companies need to share members’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Kelly Community Federal Credit Union chooses to share; and whether you can limit this sharing.
How?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- checking account information and overdraft history
- payment history and transaction or loss history
When you are no longer our member, we continue to share your information as described in this notice.
What?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
Why?
FACTS: What does Kelly Community Federal Credit Union do with your personal information?
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
Does Kelly Community Federal Credit Union share this information? Yes
Can you limit this information being shared? No
For our marketing purposes – to offer our products and services to you.
Does Kelly Community Federal Credit Union share this information? Yes
Can you limit this information being shared? No
For joint marketing with other financial companies.
Does Kelly Community Federal Credit Union share this information? Yes
Can you limit this information being shared? No
For our affiliates’ everyday business purposes – information about your transactions and experiences.
Does Kelly Community Federal Credit Union share this information? No
Can you limit this information being shared? We don’t share this information
For our affiliates’ everyday business purposes – information about your creditworthiness.
Does Kelly Community Federal Credit Union share this information? No
Can you limit this information being shared? We don’t share this information
For our affiliates’ to market to you.
Does Kelly Community Federal Credit Union share this information? No
Can you limit this information being shared? We don’t share this information
For nonaffiliates’ to market to you.
Does Kelly Community Federal Credit Union share this information? No
Can you limit this information being shared? We don’t share this information
WHAT WE DO
How does Kelly Community Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Kelly Community Federal Credit Union collect my personal information?
We collect your personal information, for example, when you:
– open an account or show your government-issued ID
– apply for financing or provide account information
– make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
– sharing for affiliates’ everyday business purposes – information about your creditworthiness
– affiliates from using your information to market to you
– sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
MOBILE APPS NOTICE
The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.
DEFINITIONS
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
(Kelly Community Federal Credit Union has no affiliates.)
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
(Kelly Community Federal Credit Union has no affiliates.)
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
(Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT, credit card companies, and loan recapture programs.)
