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Kelly Community FCU Mobile

Finance

Free - On the App Store

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Kelly Community FCU Mobile

Finance

Free - On the App Store

It's not too late to fix your finances

If you have a history of NSF (Non-Sufficient Funds) activity or a Chex Systems record, you know how difficult it can be to open a checking account. $mart Choice Checking...

A checking account with a high acceptance rate

If you have a history of NSF (Non-Sufficient Funds) activity or a Chex Systems record, you know how difficult it can be to open a checking account. $mart Choice Checking gives you the opportunity to start rebuilding financially, giving you a chance at a better financial future.

More Information

Anyone with a Chex Systems record of less than $800 unpaid is eligible for $mart Choice Checking. This account has an $8 monthly fee, but you can eventually move to one of our free checking accounts instead.

You can request to be moved out of $mart Choice Checking once you have 12 months of no NSF history, as long as the following apply:

– No negative balances with any accounts held at the credit union

– No NSF charges for the previous 12 months

– No delinquent loans

– Not be in the process of filing bankruptcy or under the protection of a bankruptcy reorganization plan

– Not be subject to any legal or administrative order or levy

– Have a deceased signature listed on the account

While over in Europe my debit card had issues, a call to them is all it took. They make all deposits into accounts up to 6pm, their hours are great.

Your success is our success.

Each checking account we offer includes a MasterCard® debit card for maximum convenience. It's accepted nearly anywhere, so you can leave your checkbook at home. We can also provide you with...

Your success is our success.

Each checking account we offer includes a MasterCard® debit card for maximum convenience. It's accepted nearly anywhere, so you can leave your checkbook at home.

We can also provide you with free financial advice and educational materials. Just ask!