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Kelly Community FCU Mobile

Finance

Free - On the App Store

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Kelly Community FCU Mobile

Finance

Free - On the App Store

What is an IRA?

An IRA helps you save for retirement by allowing you to grow your money tax-free. Our credit union offers IRA Savings as well as IRA Certificates.

  • No minimum balance
  • Flexible terms
  • Flexible deposits

A tax-advantaged savings account

An IRA helps you save for retirement by allowing you to grow your money tax-free. Our credit union offers IRA Savings as well as IRA Certificates.

More Information

Our IRAs offer plenty of options so you can choose how you want to save:

1. No minimum balance is required to open an IRA Savings Membership, but you will need to be a member of Kelly Community. For an IRA Certificate, you’ll need to deposit $1,000.

2. Contributions may be made in “lump sums” or by regular deposits to an IRA Savings Membership throughout the year.

3. IRA Certificates are available with terms of 3, 6, 12, 18, 24, 36, 48, and 60 months.

Note: There is a penalty for withdrawals from the IRA Savings Membership, unless you are moving the money over to an IRA CD, or you are eligible to withdraw.

 

IRA withdrawal rules and penalty details vary depending on your age and type of IRA.

Help us help you

When it comes to your retirement, you want a financial institution that'll stick with you through thick and thin. Kelly Community has been around for over 50 years. We pride...

Help us help you

When it comes to your retirement, you want a financial institution that'll stick with you through thick and thin. Kelly Community has been around for over 50 years. We pride ourselves on our great rates, family values, and excellent customer service. And we're local, so you can come into one of our branches today.

Prepare for Retirement

Rates

Competitive Rates

IRAs

Dividend Rate APY* Minimum Balance
IRA Savings 0.81% 0.813% N/A
12 Month IRA Cert. 0.81% 0.813% $1,000.00
Disclosures

IRA Certificates subject to penalties upon early withdrawal. Please see Kelly Community FCU’s Truth in Savings Disclosure for details.