Prepare for the future by saving more at a higher interest rate.
With as little as $1,000, Kelly Community members can invest in Share Certificates and maximize their earnings. A Share Certificate is the credit union version of a Certificate of Deposit (CD) you might get from a bank. It gives you the benefit of higher returns when you agree to set aside your money for a specific amount of time.
How it works.
This account requires a minimum deposit of $1,000. In order to earn higher dividends, you’ll also need to agree to a specific term length in which you won’t touch the money. If you withdraw funds early, you’ll get a fee. We also have special rates for our “Kidicate Certificates”. These are for children 16 and under, and require a social security number. They can be opened for as little as $100 or as much as $100,000.00, for a term of 24 months. They always earn 1% above our regular 2 year certificate.
“Kelly Community Federal Credit Union is who I trust with my finances. From my savings to my mortgage, the staff at KCFCU are friendly and helpful to assist me with my banking needs.”
– Skyla B.
We’re with you for the long-haul.
Kelly Community is locally owned, locally operated, and we have a proud 50+ year history of serving our East Texas community. We’re not interested in over-promising half-baked perks. Instead, what we offer you is simple: a reliable credit union with great rates and unbeatable service.