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Kelly Community FCU Mobile

Finance

Free - On the App Store

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Kelly Community FCU Mobile

Finance

Free - On the App Store

Lending Season is upon us…It appears that smart affordable loan choices are the order of the day in 2014. Debt-to-incomes fell to its lowest level in 33 years. Consumers are ready to borrow again which should be a huge driver for spending and growth in the future.

When deciding to borrow money, be sure to make smart decisions all around financially:

 

  1. Avoid predatory lenders that charge ridiculous interest rates.
  2. Use a debit card rather than a credit card. A debit card is money deducted from your checking, however a Credit Card is revolving loan and revolving debt.
  3. Partner with a legitimate financial institution like a Kelly Community Federal Credit Union. Credit unions offer affordable loans with better rates and better terms.
  4. Only borrow the equity in your home for Improvements or College funding. – It’s tax deductible.
  5. As a last resort, a consolidation loan should only be for a short-term and secured from a legitimate lender that offers a fair interest rate.

 

Even as a lender of first resort, Kelly Community prefers you save first and borrow second.

We are about helping consumers Save More, Earn More, Do More…Financially!

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Kelly Community Closed for Martin Luther King Day

Kelly Community will be closed in observance of Martin Luther King Day on Monday, January 21st. We will resume normal business hours on Tuesday, January 22nd.