Kelly Community will be closed Monday, May 27 in honor of Memorial Day. Our digital services are open even when our locations are not. 

“May we never forget our fallen comrades. Freedom isn’t free.” – Sgt. Major Bill Paxton


Juggling Finances?

Let us give you a hand!

Our low rates will help you get a grip on your finances. When you become a member at Kelly Community, you're family! We offer great rates on auto loans and extremely low rates on credit card balance transfers.

With an impressive range of services, a powerful legacy, and a dedicated staff, Kelly Community is one of the most financially sound credit unions in America. We’ve been helping our member-owners save more, earn more, and do more financially for over 59 years. Here’s to 59 more!

At Kelly Community, “We care for members like family.” When you’re a member, you’re family. We’ll give you our best financial counsel just like we would a family member. We’ll go out of our way to find solutions that work for you just like we would a family member. For more than 59 years, helping you save more, earn more and do more financially® has been the reason we get out of bed in the morning. Another bonus? As a credit union, we’re a not-for-profit financial institution. That means your money goes toward lower rates and community give-back efforts, not to shareholder pockets.

Here are a few member benefits you can enjoy today!

Auto Loans:
Great low auto loan rates

Credit Cards:
Balance transfer rate
as low as 5.90%APR*

Free Membership:
Bring in your “Juggling Finances” card into a branch and we’ll waive your $10 membership fee.

Vehicle Loans
*Available to qualified members for new or used auto, truck, or cycle purchases or refinances from another financial institution. Purchases and refinances from other financial institutions only. Existing Kelly Community loans do not qualify. Term restrictions and rates are based on individual credit history, vehicle model year, vehicle value and account relationship at Kelly Community Federal Credit Union. Membership eligibility required. Rates subject to change without notice. Federally insured by NCUA.

Credit Cards
*APR = Annual Percentage Rate. Rates are based on an evaluation of applicant credit and qualifying Kelly Community Federal Credit Union membership. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Credit card applications completed online will require your agreement to receive application notifications and disclosures electronically. Rate and offers current as of September 2022 and are subject to change without notice. Cardholder agreements and current rates available at

Membership Eligibility
*Membership at Kelly Community Federal Credit Union is open to anyone who lives, works, worships, volunteers, or attends school in Smith County, Texas; or to immediate family members of anyone who is eligible to join. Card offering Free Membership required at time account is opened in order to received the waived $10 membership fee.

NMLS #405460

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