Kelly Community will be Closed for Martin Luther King Jr. Day
Kelly Community will be closed Monday, January 17, 2022, in observance of Martin Luther King Jr. Day.

The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”
Martin Luther King Jr.

Auto Loan Adventure


The easy hassle-free car-buying experience.

Apply For A Loan >

That's right - 2.99% APR*. Life is adventurous enough. Your car-buying process shouldn't be.

Our hassle-free auto loan process.

You know the drill. You go into a dealership, find the car of your dreams and then the negotiation begins. You talk to the sales person. Then you talk to someone in their “finance” department.  Then he talks to his “manager.” You go back and forth until you are blue in the face. You feel defeated until you finally surrender – and accept whatever offer and loan rate they have available. Or you find a vehicle online and then have to jump through the hoops. Why? At Kelly Community we have a great low rate 2.99% APR – no haggling. Before you get started, know exactly what your rate is and how much you can afford.

Here’s how the process works:
  1. Apply now
  2. Get pre-approved for this amazing rate
  3. Go to the dealership/online and get the car that works for you

Now is the time to act and take advantage of this great low rate!


Why borrow through Kelly Community?

We treat you better. Here are some of the advantages you’ll get when you choose Kelly to handle your auto loan:

At Kelly Community, you’re part of the family.

We review each loan application on its own merit, and we’ll even sit down with you to discuss how you can qualify.

Our loan officers don’t stop at reviewing your loan application. When they pull your credit report, they’ll see if we can save you even more money on rates and monthly payments by beating any other loan rates you currently have.

We’ve helped thousands get exactly the vehicle they need. We’d love to help you too. 

We’ve been voted one of the top five financial institutions for auto loans in Tyler, Texas, five years running.

We’re East Texas through and through. You’re always welcome to come right into one of our branches and chat with us face-to-face.

More convenience.

You can quickly complete your application right here online.


*APR = Annual Percentage Rate. Available to qualified members for new or used auto, truck, or cycle purchases or refinances from another financial institution. Purchases and refinances from other financial institutions only. Existing Kelly Community loans do not qualify. Term restrictions and rates are based on individual credit history, vehicle model year, vehicle value and account relationship at Kelly Community Federal Credit Union. Promotional rates and terms apply only to vehicle loans new to Kelly Community. (Example: At an APR of 2.99% for 72 months, your monthly payment will be $15.19 per $1,000 borrowed.) Cannot be combined with any other vehicle offer. Membership eligibility required. Rate subject to change without notice. Federally insured by NCUA.

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