The 5th Street lobby is closed until Monday, Sept. 27, due to staffing shortage.
The drive thru is still open during normal hours. The ITM/ATM is open 24 hours.

Buy A Home

HOME SWEET HOME LOAN

Your dream home is closer than you think.

Apply For A Loan >

Not sure what mortgage is a good fit for you? Our Mortgage Loan professionals can help. We can visit with you and help you determine the best option for your lifestyle and budget.

More options give you more freedom in the house-hunting process.

At Kelly Community, we’re proud to offer these mortgage options:

  • FHA (Federal Housing Administration) Loan
  • Conventional home loan
  • ARM (Adjustable Rate Mortgage)
  • Fixed Rate Loans
  • VA Mortgage Loans
  • Possible low down payments

Our FHA, VA, and conventional mortgages are fixed rate. The rate might be higher than an adjustable-rate mortgage, but it won’t change and you’ll have the benefit of being protected from future rate increases.

If you’re looking for lower mortgage payments (and you plan to stay in your home for less than five years), you may want to consider an adjustable-rate mortgage instead.


Why borrow through Kelly Community?

More personal service.

With Kelly Community you get the best of both worlds. We service in-house loans or if it’s more beneficial to you, we partner with some of the best mortgage companies around. All applications are handled and reviewed in-house so we can determine with you what are your best options. When you apply, we’ll walk you through the process to make sure you understand your rates and monthly payments.

More compassion.

We tend to be more forgiving than most lenders in the area. If you need a fresh start, you can start here.

More convenience.

You can quickly complete your application right here online.

Great credit union. Great low rates.

Mortgage Loans
Mortgage LoansTermRates as Low asAPR
5/5 ARM5y2.490%2.593%
Home Equity (5/5 ARM)5y2.990%3.095%
30 Year Fixed30y2.875%3.027%
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