Home Equity & Cash Out Loans

Financial freedom at your fingertips

A loan that turns homeowners' equity into cash.

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A Home Equity Loan allows you to borrow up to a certain amount using the equity in your home as collateral. The interest rates are usually much lower than they would be with a credit card or a personal unsecured loan.

Here’s what you can do with a Home Equity Loan.

From emergency expenses to dream vacations, you can use the money you get from a home equity loan for just about anything.

  • Medical expenses
  • Dream vacation
  • Home renovations
  • Continuing education
  • Credit card consolidation

The Home Equity Loan option gives you more freedom than a Home Improvement Loan, which must be used for repairs or renovations to your existing home by an approved third-party contractor.

The best part? Home Equity Loans typically have a lower interest rate than other options, meaning you won’t pay as much for the loan. That makes your dream (and the next one) that much more within reach.

At Kelly Community, you’re part of the family.

What makes us different from other lenders?

We’re with you every step of the way.

Our loan officers are compassionate, caring, and always ready to answer any questions you might have.

We’ll probably cover you.

We say yes to many applicants that other financial institutions dismiss.

Our online experience is top notch.

You can apply for pre-approval right now through our easy online application.

Apply Now.

Don’t get trapped in a cycle of costly debt. Take advantage of lower rates by applying for a Home Equity Loan.


The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).

HMDA data for many other financial institutions are also available at this website.

NMLS #405460

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