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Kelly Community FCU Mobile

Finance

Free - On the App Store

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Kelly Community FCU Mobile

Finance

Free - On the App Store

It's time to stop dreaming and start bidding

Not sure if you qualify for a conventional mortgage? An FHA Loan (Federal Housing Administration) is available to all types of borrowers, not just first-time home buyers. With this loan,...

  • Lower the required down payment on the house you want
  • Possible down payment as low as 3.5%

A loan insured by the FHA

Not sure if you qualify for a conventional mortgage? An FHA Loan (Federal Housing Administration) is available to all types of borrowers, not just first-time home buyers. With this loan, the government insures the lender against losses that might result from borrower default.

More Information

What are the advantages of an FHA Loan?

One of the biggest advantages of an FHA loan is that you can lower the required down payment on the house you want. You may be able to make a down payment as low as 3.5% of the purchase price.

What are the disadvantages of an FHA loan?

The biggest disadvantage of an FHA loan is that you have to pay for Mortgage Insurance, which protects the lender, not the borrower, and increases your monthly payments.

Why borrow through Kelly Community?

We treat you better. Here are some of the advantages you'll get when you choose Kelly to handle your mortgage: More personal service. With Kelly Community you get the best...

Why borrow through Kelly Community?

We treat you better. Here are some of the advantages you'll get when you choose Kelly to handle your mortgage:

More personal service.


With Kelly Community you get the best of both worlds. We service in-house loans or if it’s more beneficial to you, we partner with some of the best mortgage companies around. All applications are handled and reviewed in-house so we can determine with you what are your best options. When you apply, we'll walk you through the process to make sure you understand your rates and monthly payments.


More compassion.


We tend to be more forgiving than most lenders in the area. If you need a fresh start, you can start here.


More convenience.


You can quickly complete your application right here online.

Community Blog

Smart Affordable Loan Choices

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Secure a lower down payment when you apply for an FHA (Federal Housing Administration) loan.

Start Application
Disclosures

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda).

HMDA data for manu other financial institutions are also available at this website.


Kelly Community Will Be Closed for Thanksgiving Day

Kelly Community will be closed for Thanksgiving Day on Thursday, November 22. We will resume normal business hours on Friday, November 23. Happy Thanksgiving from the Kelly Community Staff and Family to you and your family.