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Kelly Community FCU Mobile

Finance

Free - On the App Store

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Kelly Community FCU Mobile

Finance

Free - On the App Store

Put your money towards something special—your dream home

With a Home Improvement Loan, you can make your home a place you’ve always dreamed about. The loan is secured using your house as collateral, which means you’re likely to...

A secured loan used to repair or renovate a home

With a Home Improvement Loan, you can make your home a place you’ve always dreamed about. The loan is secured using your house as collateral, which means you’re likely to get lower rates. Pick your favorite contractor, and then start your application to see what we can do for you.

More Information

Our Home Improvement Loans can cover a home you own in full or a home you’re still paying a mortgage on. The money from the loan is paid directly to your contractor.

A home improvement loan puts a lien on the borrower’s home as a mortgage. In order to be eligible for this loan type, you will will need:

1. An existing mortgage with Kelly Community, or
2. A home that has already been paid off

We also require the contractor’s bid, plans, and specs (if you are adding on to the house). Our appraisal will be based upon the improvements you are making. We can loan up to 80% of the home’s value on the improvements you have planned.

Fast, friendly, and affordable

Our company culture and mission set us apart from other lenders. Here's why you should consider getting a loan through Kelly Community: We are local. You can come into one...

Fast, friendly, and affordable

Our company culture and mission set us apart from other lenders. Here's why you should consider getting a loan through Kelly Community:

We are local.


You can come into one of our branches at any time to get your questions answered face to face.


We put you first.


We manage the majority of our loans in-house, which means you can talk with a real person about your application and get help throughout the entire process.


We're generous.


We consider the applicants other financial institutions won't.

Apply Now

Get the cash you need to improve your home.

Start Application
Disclosures

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau's website (www.consumerfinance.gov/hmda).

HMDA data for manu other financial institutions are also available at this website.


Kelly Community Will Be Closed for Thanksgiving Day

Kelly Community will be closed for Thanksgiving Day on Thursday, November 22. We will resume normal business hours on Friday, November 23. Happy Thanksgiving from the Kelly Community Staff and Family to you and your family.