Kelly Community will be closed Monday, May 27 in honor of Memorial Day. Our digital services are open even when our locations are not. 

“May we never forget our fallen comrades. Freedom isn’t free.” – Sgt. Major Bill Paxton

 

LOAN & SAVING RATES

 
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Great Credit Union. Great Rates.

APY = Annual Percentage Yield. APR = Annual Percentage Rate. 

Terms and dividends rates are subject to change without notice.

New Vehicle
Term APR*
Up to 48 Months 6.00%
Up to 60 Months 6.25%
Up to 72 Months ** 6.50%
*As Low As
**Terms may extend beyond 72 months for loans greater than $50,000
Used Vehicle
Term APR*
Up to 48 Months 6.50%
Up to 60 Months 6.75%
Up to 72 Months** 7.00%
*As Low As
**Terms may extend beyond 72 months for loans greater than $50,000
Recreational Vehicle
Term APR*
Up to 72 Months ** 9.00%
*As Low As
**Terms may extend beyond 72 months for loans greater than $50,000
Credit Cards
APR*
Rates as low as 13.50%
Balance transfer rate 5.90%
*As Low As
Personal Loan
Loan Term APR* As Low As
Up to 60 Months 11.00%
Line of Credit
Loan Term APR* As Low As
Payment 3% of Limit 13.50%
Credit Builder/Credit Repair
Loan Term APR* As Low As
Up to 24 Months 13.50%
Mortgage Loans
Mortgage Loans Term Rates as Low as APR
5/5 ARM 5y 6.500% 6.640%
Home Equity (5/5 ARM) 5y 7.000% 7.134%
30 Year Fixed 30y 6.990% 7.184%
Savings
Dividend Rate APY* Minimum Balance
Share Savings 0.15% 0.150% $5.00
*Annual Percentage Yield
Money Market
Account Type Dividend Rate APY* Minimum Balance
Up to $9,999.99 1.10% 1.106% $2,500.00
$10,000 - $24,999.99 1.15% 1.157% $10,000.00
$25,000 - $49,999.99 1.25% 1.258% $25,000.00
$50,000 - $99,999.99 1.35% 1.359% $50,000.00
over $100,000 1.50% 1.511% $100,000.00
*Annual Percentage Yield
Checking
Dividend Rate APY* Minimum Balance
Elite Checking 0.10% 0.100% N/A
*Annual Percentage Yield
IRAs
Dividend Rate APY* Minimum Balance
IRA Savings 0.45% 0.451% N/A
3 Month IRA Certificate 4.88% 5.00% $1,000.00
6 Month IRA Certificate 4.88% 5.00% $1,000.00
12 Month IRA Certificate 4.64% 4.749% $1,000.00
18 Month IRA Certificate 4.05% 4.13% $1,000.00
24 Month IRA Certificate 3.79% 3.86% $1,000.00
36 Month IRA Certificate 2.45% 2.48% $1,000.00
48 Month IRA Certificate 2.50% 2.53% $1,000.00
60 Month IRA Certificate 2.55% 2.58% $1,000.00
*Annual Percentage Yield
Share Certificates
Term Dividend Rate APY* Minimum Balance
3 Month Certificate 4.88% 5.00% $1,000.00
6 Month Certificate 4.88% 5.00% $1,000.00
12 Month Certificate 4.64% 4.749% $1,000.00
18 Month Certificate 4.05% 4.13% $1,000.00
24 Month Certificate 3.79% 3.86% $1,000.00
36 Month Certificate 2.45% 2.480% $1,000.00
48 Month Certificate 2.50% 2.53% $1,000.00
60 Month Certificate 2.55% 2.58% $1,000.00
*Annual Percentage Yield
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