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Kelly Community will be closed Monday, October 10th, in observance of Columbus Day. We will resume regular business hours on Tuesday, October 11th.  We wish you a safe and enjoyable holiday weekend!

February 17, 2022

Saving Money Doesn’t Have to be Complicated

America Saves Week is next week! The week is a celebration of successfully saving money. It’s a time when all of us should set aside time to do a financial self-check, set savings goals and create a plan to achieve them.

 

Here are a few ways you can begin saving money:

 

Start small

 

Even the smallest amounts add up. If you save just $5 a day, that will leave you with almost $2,000 at the end of the year. Don’t feel you have to squirrel away large sums of money. Start small, as you can always increase the amount as time goes on.

 

Set a savings goal

 

It’s easy to think about what you want to save, but you’re much more likely to do so if you actually write this number down. Visualize what you’re saving for by making a list or pasting picture of what you are saving for around your home.

 

Once you’ve done this, you can then set a date that you’d like to hit your savings goals. Again, writing things down will make them easier to remember and stick to in the long run.

 

Find ways to curb your spending

 

Take a look at your expenses and see where you can start saving. For example, do you frequently eat out or stop for fast food? See where your money is going and any areas in which you can cut back.

 

Monthly subscriptions are another area to make a note of. If you’re paying for something monthly but aren’t using it, see if you can cancel the subscription or split it with a friend.

 

Separate your savings

 

Leaving money in your purse or checking account makes it easier to spend. It’s essential to keep your savings separate, so you’re not as tempted to touch what you’ve set aside.

 

Kelly Community offers a variety of savings accounts to help you get started:

 

 

Send us a message today and let one of our experts help you start saving!

 

 

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