Become A Member

Work in Smith County?

Bank With Us!

You deserve a financial institution that treats you like family. Open your account at Kelly Community today!

We are with you through life’s journey and your account is safer with us.

Your accounts are protected up to $500,000 per account holder. Add us to your portfolio today.

Opening a checking account has never been easier. After you open an account, our online portal will guide you through:

  • Setting up online banking
  • Switching your direct deposit
  • Setting up text messaging
  • Adding your new debit card as the payment method to all of your online accounts


Care to join us? Membership is available to everyone.

When you become a Kelly Community member, you’re not just opening an account at another financial institution. You’re not just getting great rates (you will), great service (you will) and an amazing rewards program (you will).

You’re joining a family that’s bigger than yourself.

Membership is available to everyone who meets the following criteria:

  • Anyone who lives, works, worships, volunteers, or attends school in Smith County, Texas.
  • Immediate family members of anyone who is eligible to join.


How to Join.

  • Complete an application and open your account online.
  • Open a Share Savings Account. This account establishes your credit union membership and must remain open.
  • You can also complete a Membership Application at any of our branch offices with proof of membership eligibility.
  • Deposit at least $25 into your Share Savings Account. A minimum balance of $25 must remain in the account at all times.
  • Pay a one-time membership fee of $10.

Apply Now

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