The 5th Street lobby is closed until Monday, Sept. 27, due to staffing shortage.
The drive thru is still open during normal hours. The ITM/ATM is open 24 hours.

Build a Home


Finance a new home, a renovation, or an addition.

Apply For A Loan >

A construction loan is typically a short-term loan that can help you build a home or make additions to your current one.

Whether you are starting a home from the groundwork up or purchasing one midway through construction, we have a solution for financing your soon-to-be new home.

  • Short-term loan
  • Build a home
  • Make additions to your current one

We’d love to partner with you in your home construction project.

We’re locally staffed.

You can apply online easily and then come into one of our branches at any time to get your questions answered in person.

You are the priority.

All of our loans and loan applications are managed in-house by real people.

We make allowances.

We often consider applicants other financial institutions won’t, even if they have a credit score that’s less than perfect.

Apply Now.

A construction loan through Kelly Community can help you finance a new home, a renovation, a new addition, or any other building needs for your current abode. Apply for a loan today!


The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau’s website (

HMDA data for many other financial institutions are also available at this website.

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