Home Improvement Loan

It's time for an upgrade

Get the cash you need to improve your home.

Apply For A Loan >

Turn the house you have into the home you’ll love forever.

With a Home Improvement Loan, you can make your home the place you’ve always dreamed about. The loan is secured using your house as collateral, which means you’re likely to get lower rates. Pick your favorite contractor, then start your application to see what we can do for you.

How it works.

Our Home Improvement Loans can cover a home you own in full or a home you’re still paying a mortgage on. The money from the loan is paid directly to your contractor and puts a lien on the property you are improving.

We will need the contractor’s bid, plans, and specs (if you are adding on to the house). Our appraisal will be based upon the improvements you are making. We can loan up to 80% of the home’s value on the improvements you have planned.

Fast, friendly, and affordable.

Our company culture and mission set us apart from other lenders. Here’s why you should consider getting a loan through Kelly Community:

We are local.

You can come into one of our branches at any time to get your questions answered face to face.

We put you first.

We manage the majority of our loans in-house, which means you can talk with a real person about your application and get help throughout the entire process.

We’re generous.

We consider the applicants other financial institutions won’t.

Apply Now.

Get the cash you need to improve your home. Apply for a home improvement loan today!


The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda).

HMDA data for many other financial institutions are also available at this website.

NMLS #405460

Skip to content