All Kelly Community locations will be closed Wednesday, June 19th, in observance of Juneteenth. Our digital services are always open.
“Struggle is a never-ending process. Freedom is never really won. You earn it and win it in every generation.” – Coretta Scott King

Buy A Home


Your dream home is closer than you think.

Apply For A Loan >

Not sure what mortgage is a good fit for you? Our Mortgage Loan professionals can help. We can visit with you and help you determine the best option for your lifestyle and budget.

More options give you more freedom in the house-hunting process.

At Kelly Community, we’re proud to offer these mortgage options:

  • FHA (Federal Housing Administration) Loan
  • Conventional home loan
  • ARM (Adjustable Rate Mortgage)
  • Fixed Rate Loans
  • VA Mortgage Loans
  • Possible low down payments

Our FHA, VA, and conventional mortgages are fixed rate. The rate might be higher than an adjustable-rate mortgage, but it won’t change and you’ll have the benefit of being protected from future rate increases.

If you’re looking for lower mortgage payments (and you plan to stay in your home for less than five years), you may want to consider an adjustable-rate mortgage instead. Be sure to try out our mortgage calculator here.

Why borrow through Kelly Community?

More personal service.

With Kelly Community, you get the best of both worlds. We service in-house loans or if it’s more beneficial to you, we partner with some of the best mortgage companies around. All applications are handled and reviewed in-house so we can determine with you what are your best options. When you apply, we’ll walk you through the process to make sure you understand your rates and monthly payments.

More compassion.

We tend to be more forgiving than most lenders in the area. If you need a fresh start, you can start here.

More convenience.

You can quickly complete your application right here online.

NMLS #405460..

Great credit union. Great low rates.

Mortgage Loans
Mortgage Loans Term Rates as Low as APR
5/5 ARM 5y 6.500% 6.630%
Home Equity (5/5 ARM) 5y 7.000% 7.134%
30 Year Fixed 30y 6.500% 6.688%
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