External Accounts Transfers

Yes, and recurring transfers, too.

Absolutely. Recurring transfers are set up in the Transfers/Payments screen of CU Online. After you select the account/suffix that you want the funds to transfer to and from, and enter the amount to be transferred, you will be given the option to make a one-time transfer, select a future date, or set up a recurring transfer based upon the time frame you choose (monthly, yearly, etc.).

No. External Accounts Transfer is available for your personal accounts at Kelly Community Federal Credit Union to be used with your personal accounts that you have with other financial institutions. Kelly Community does offer person-to-person payments through our online Bill Pay platform which allows you to send funds via text or email. Additionally, person-to-person payments can be set up through ApplePay.

You must check with a Kelly Community representative to verify that you qualify for External Accounts Transfers.

• You must have an CU Online account to access your Kelly Community account that you will link to your other accounts with other financial institutions.
• After your CU Online account has been activated, and once your account has been set up by a Kelly Community representative, a new menu option will appear in the menu on the left side of your home page, External Accounts Setup.
• Select “External Accounts Setup” from the menu list.
• Fill out Account Type (Checking/Savings), Routing Number, Account Number, and Account Description (you can choose a name or leave blank).
• Review the External Account Funds Transfer Disclosure. Then click “Add External Account.”
• You will receive a pop up message that will instruct you on your next steps.
• When you receive the test deposits in your external financial accounts, you will need to log back into your Kelly Community CU Online account and select “External Accounts Setup” from the main menu.
• On the External Account Management screen, you will have the option to select “Verify” and enter the two deposit amounts from your external account. Once you enter the deposit amounts and hit “OK” you account will show “Ready for Transfer”.
• To initiate a transfer, you will need to select “Transfers/Payments” at the top of page. This will take you to the “Start New Transfer” page and your external accounts will now show in the drop down menu of accounts available to you. Select the accounts that you wish to transfer from and to from the drop down menus.
• After selecting your accounts, enter the amount you want to transfer and select “continue”; you will have the option to select a transfer date and/or a regular recurrence (one time, monthly, yearly).
• After you select submit, you will be prompted for final confirmation of your transfer. Once you confirm the transaction, you will receive a “Transfer Success” box. Your transfer will take 1-2 business days to complete.

Transfers can take up to two business days to complete.

Once you initiate the setup to connect your Kelly Community account to your account with another financial institution through the External Accounts Setup tab in the left side menu of your online banking account, it will take up to three business days for the test deposits to show up in your external accounts. Once you enter the correct amounts in the External Accounts Management area of the External Accounts Setup tab, your accounts will be activated and available for transfers at that time.

Yes, for your account safety, the credit union has a limit of $750/day for inbound transfers and $750/day for outbound transfers relating to all your accounts.