5th Street ITM/ATM Not Available Through Weekend

The ATM/ITM at our 5th Street branch location is currently experiencing an outage and won’t be available until a repair technician can be onsite Monday, June 5th. We apologize for the inconvenience and thank you for your patience as we work to restore full services to this machine.

August 11, 2022

Our CEO’s Advice to Help You Fight Inflation

There’s no getting around it – times are tough for some of us. But rising prices don’t mean your family should take out emergency loans at places like pawn shops. There are ways to beat inflation and stay financially secure. Just ask our CEO, Michelle Small!


Fox51 recently interviewed her about the current economy, and she offered some solid financial advice. Here’s what she had to say.


1. Know If You Can Pay Loans Back

 It’s tempting to get a quick loan, especially if you need money to get to work or put food on the table. But you need to know if you can pay it back first. Your budget is “a puzzle,” so find out how the pieces fit before you act.


As Michelle says, “Every dollar you earn, you need to tell it where it’s gonna go before you earn it.”


2. Look for Financial Assistance

Loans shouldn’t be your first option during a financial emergency. The East Texas community provides many debt-free charitable services to help you. Path and 903Help.org offer rent assistance, food assistance and more to those in need.


Michelle rightly points out, “We actually have a community that’s very caring, and there’s a lot of resources out there to help.”


3. Go To Your Financial Institution First

 Your credit union or bank cares about you, and they want to see you succeed. Before going to a lender you don’t know, go to one you already trust. Chances are, they’ll try to help you out.


After all, “They know you best, they know your situation, what they can help out with.”


If you’re in trouble right now, we’re here to walk through it with you. We don’t want any member struggling to survive, so contact Kelly Community today!

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