Kelly Community will be Closed for Martin Luther King Jr. Day
Kelly Community will be closed Monday, January 17, 2022, in observance of Martin Luther King Jr. Day.

The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”
Martin Luther King Jr.

June 30, 2021

What can YOU do with a home equity loan?

If you own a home, then you should know about a home equity loan. It’s one of the most under-utilized financial tools out there.

What is a home equity loan?

It’s a loan that lets you borrow up to a certain amount using the equity in your house as collateral. The interest rates are usually much lower than they would be with a credit card or a personal unsecured loan.

What are the benefits of a home equity loan?

It gives you the freedom to do just about anything you want with the loaned money. From starting a business to going on a dream vacation, a home equity loan can help make those goals happen.

Here are some things you could do with this unique type of loan:

  • Build a pool
  • Start a small business
  • Pay for college tuition
  • Build a “she-shed” in the backyard
  • Finish that “man cave”
  • Redo the cabinets
  • Go on a dream vacation

Everyone has different dreams and financial goals. Whether you’re the type to seek out adventures or stay comfortable right here in East Texas, this unique loan could be your ticket to making those dreams possible. Kelly Community members have used these home loans to accomplish a variety of different types of goals.

Whereas other loans require you to use the money for specific things (as is the case with a home improvement loan or auto loan), the sky is pretty much the limit with these loans.

Plus, NOW is one of the best times to get a loan because of all the possibilities. People typically have more time in the summer to finish projects, and of course, go on vacations.

How can I get one with Kelly Community?

Glad you asked! Check out this page for more information, and click here to apply for a home equity loan today!

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