Youth Checking 101

They have a mind of their own, shouldn't they have their own bank account?

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Here’s a great way to teach your teen about finances. Open a student account we will give you a $10* gift card to Amazon or Starbucks.

How much does your child or grandchild know about money management?

In a world of rising prices and student debt, this is an important question. Fox Business reported 87% of teens admit to having little knowledge of financial responsibility. Money expert Dave Ramsey recommends opening teen checking accounts to teach your teen and avoid financial problems down the line. If you aren’t sure where to start, we can help!

Our Youth Checking 101 Account offers your family solutions in line with the experts. The account is jointly owned by you and your 12 to 17 year old teen.

There are:

  • No monthly maintenance fees
  • No transaction fees for purchases
  • No finance charges

You can also use our CardNav app to track your child’s spending, place spending limits or even deactivate their debit card.

*Opening a youth checking account and swiping your debit card 10 times for purchase transactions in the first 30 days after account creation will earn a $10 gift card to Starbucks or Amazon.

You’re not alone when it comes to teaching your teen about money management. Help your teen open a youth checking account today!


*Promotion period for new Checking 101 accounts to earn a $10 Starbucks or $10 Amazon gift card (choice of the individual earning the reward) is from February 22, 2022, through March 31, 2022. This promotion applies to new accounts opened for individuals between the ages of 12-17 years of age and not a current account holder (as either a primary or joint) of an existing Kelly Community Federal Credit Union account. New account holders have 30 days from the open date of the new account to use their debit card for 10 purchase transactions in order to earn one gift card. A valid email address for the account is required at the time the account is opened and will be the email address to which the gift card will be delivered. Limit of one gift card per account number. Membership eligibility required. Promotion subject to change without notice. Federally insured by NCUA.

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