Home Loans

Home Sweet Home Loans

Celebrate the holidays in a new home.

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Make family time even merrier in a new home. Kelly Community has easy and hassle-free home loans.

Take advantage of a great low home loan rate with a 5/5 ARM. Fixed rate for five years. Adjusts every five years.

Rates as low as 4.500% APR*

Just think of all the great holiday memories you will experience in a new house. Family game night. Hot chocolate by the fireplace. Eating popcorn as you binge watch your favorite TV show. Backyard barbeques. Holiday gatherings.

At Kelly Community we believe in treating members like family. We’re fair, honest, and dependable. Our home loan rates are among the lowest in town. Stop by, call us or apply online. We’re here to serve you.

View our home loan rates here >


Refinance your mortgage before rates get higher

Mortgage rates have been rising slowly. Save money while there’s still time.

Mortgage rates are going up! It may not seem like it, because they are rising slowly. It’s the highest they’ve been since the summer of 2019.

Kelly Community can help you whether you are refinancing or buying a home. We offer:

  1. FHA (Federal Housing Administration) Loan
  2. Conventional home loan
  3. ARM (Adjustable Rate Mortgage)
  4. Fixed Rate Loans
  5. VA Mortgage Loans
  6. Possible low down payments
  7. Construction Loans

*APR = Annual Percentage Rate. Rates are based on current published interest rates and rates are determined by applicant’s credit and payment history. Rate is subject to change without notice and subject to loan requirements. Rate listed is for an Adjustable Rate Mortgage (ARM) for up to 30 years. Rate is fixed for the first 60 months then is subject to change every 60 months based on the Fannie Mae Current Index to the nearest one-eighth of one percentage point (0.125). At each change date, rate will never increase more than three (3%) percentage points above or below most recent rate, and never more than six (6%) percentage points above your start rate (ex. 4.500%); rate will never fall below start rate. (Payment example: At 4.500% APR, your payment would be $50.69 per each $10,000.00 borrowed.) Federally insured by NCUA | NMLS#405460.

 

Why borrow through Kelly Community?

More personal service.

With Kelly Community, you get the best of both worlds. We service in-house loans or if it’s more beneficial to you, we partner with some of the best mortgage companies around. All applications are handled and reviewed in-house so we can determine with you what are your best options. When you apply, we’ll walk you through the process to make sure you understand your rates and monthly payments.

More compassion.

We tend to be more forgiving than most lenders in the area. If you need a fresh start, you can start here.

More convenience.

You can quickly complete your application right here online.

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