All Kelly Community locations will be closed Wednesday, June 19th, in observance of Juneteenth. Our digital services are always open.
“Struggle is a never-ending process. Freedom is never really won. You earn it and win it in every generation.” – Coretta Scott King

Prepaid Cards

Prepaid cards are another way to pay for things. You add money to a prepaid card and use it like a debit card. But you pay very high fees to use a prepaid card.


How do I choose a prepaid card?

If you decide to use a prepaid card:

  • find out what fees you will have to pay
  • see which card has lower fees
  • do not buy a card because you like the celebrity who talks about It may have higher fees than other prepaid cards


How do I compare prepaid cards to other choices?

Prepaid cards can cost a lot to use. You might want to compare other ways to spend your money.

Choose at least two of each to compare:

  • prepaid cards
  • secured credit cards
  • checking accounts in a bank or credit union


For each type of card or account, answer these questions:

  • What are the fees? Look for:
    • low activation fees
    • low annual fees
    • low ATM fees
  • Will the card help your credit history? Some cards send information to the three credit reporting That might help you build a credit history.
  • Does your deposit earn interest? Sometimes you can earn interest on the money you put on a card or in a bank account.

Compare the answers. You might find ways to spend your money that are cheaper than a prepaid card.

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